/* Etiver site: white and forest green, Jost, square corners, lift on hover. Matches app.etiver.com. */
@font-face { font-family: "Jost"; font-weight: 400; font-display: swap; src: url(/fonts/jost-latin-400-normal.woff2) format("woff2"); }
@font-face { font-family: "Jost"; font-weight: 500; font-display: swap; src: url(/fonts/jost-latin-500-normal.woff2) format("woff2"); }
@font-face { font-family: "Jost"; font-weight: 600; font-display: swap; src: url(/fonts/jost-latin-600-normal.woff2) format("woff2"); }
@font-face { font-family: "Jost"; font-weight: 700; font-display: swap; src: url(/fonts/jost-latin-700-normal.woff2) format("woff2"); }
@font-face { font-family: "IBM Plex Mono"; font-weight: 500; font-display: swap; src: url(/fonts/ibm-plex-mono-latin-500-normal.woff2) format("woff2"); }

:root {
  color-scheme: light;
  --white: #ffffff;
  --green: #1b6139;
  --green-deep: #134a2a;
  --tint: #ebf6ee;
  --ink: #16211b;
  --sage: #5b6b61;
  --rule: #d6dfd9;
  --paper: #f7faf8;
  --lift: 0 10px 22px -10px rgba(19, 74, 42, 0.38);
  --lift-sm: 0 4px 10px -5px rgba(19, 74, 42, 0.32);
  --sans: "Jost", "Futura", "Century Gothic", "Helvetica Neue", Arial, sans-serif;
  --mono: "IBM Plex Mono", ui-monospace, Menlo, Consolas, monospace;
  --ease: cubic-bezier(.2, .7, .2, 1);
  --wrap: 1120px;
}
* { box-sizing: border-box; border-radius: 0; }
html { scroll-behavior: smooth; scroll-padding-top: 84px; }
html, body { background: var(--white); color: var(--ink); }
body { margin: 0; font: 17px/1.55 var(--sans); -webkit-font-smoothing: antialiased; overflow-x: hidden; }
a { color: inherit; }
img, svg { display: block; }
.wrap { max-width: var(--wrap); margin: 0 auto; padding-inline: 24px; }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
:focus-visible { outline: 2px solid var(--green); outline-offset: 3px; }

/* ---------- header ---------- */
.top { position: sticky; top: 0; z-index: 10; background: rgba(255,255,255,.94); backdrop-filter: blur(8px); border-bottom: 1px solid var(--rule); }
.top .wrap { display: flex; align-items: center; justify-content: space-between; gap: 24px; height: 68px; }
.mark { font: 700 17px/1 var(--sans); letter-spacing: .24em; color: var(--green); text-decoration: none; display: flex; align-items: center; gap: 10px; }
.mark i { width: 14px; height: 14px; background: var(--green); display: inline-block; }
.nav { display: flex; align-items: center; gap: 30px; }
.nav a:not(.btn) { font: 500 15px var(--sans); color: var(--sage); text-decoration: none; transition: color .15s; }
.nav a:not(.btn):hover { color: var(--green); }

/* ---------- buttons ---------- */
.btn { display: inline-flex; align-items: center; gap: 10px; font: 600 16px/1 var(--sans); text-decoration: none; padding: 15px 22px; border: 1px solid var(--green); background: var(--green); color: var(--white);
  transition: transform .18s var(--ease), box-shadow .18s var(--ease), background-color .18s var(--ease); }
.btn:hover { transform: translateY(-3px); box-shadow: var(--lift); background: var(--green-deep); }
.btn:active { transform: translateY(-1px); box-shadow: var(--lift-sm); }
.btn.ghost { background: var(--white); color: var(--green); }
.btn.ghost:hover { background: var(--tint); }
.btn.sm { padding: 11px 16px; font-size: 15px; }
.btn .arr { font-family: var(--mono); font-weight: 500; transition: transform .18s var(--ease); }
.btn:hover .arr { transform: translateX(3px); }

/* ---------- type ---------- */
.eyebrow { font: 500 12px var(--mono); letter-spacing: .14em; text-transform: uppercase; color: var(--green); margin: 0 0 14px; }
h1, h2, h3 { font-family: var(--sans); margin: 0; text-wrap: balance; }
h1 { font-weight: 700; font-size: clamp(38px, 6vw, 64px); line-height: 1.04; letter-spacing: -.028em; }
h2 { font-weight: 700; font-size: clamp(30px, 4vw, 42px); line-height: 1.1; letter-spacing: -.022em; }
h3 { font-weight: 600; font-size: 22px; line-height: 1.2; letter-spacing: -.01em; }
.lede { font-size: clamp(18px, 2vw, 20px); color: var(--sage); max-width: 58ch; margin: 22px 0 0; }
section { padding-block: 96px; }
.head { max-width: 720px; margin-bottom: 48px; }
.head p { color: var(--sage); margin: 16px 0 0; max-width: 60ch; }

/* ---------- hero ---------- */
.hero { padding-block: 88px 0; }
.hero h1 em { font-style: normal; color: var(--green); }
.ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 36px; }
.facts { margin-top: 72px; display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid var(--rule); border-bottom: 1px solid var(--rule); }
.facts div { padding: 24px 24px 24px 0; }
.facts div + div { padding-left: 24px; border-left: 1px solid var(--rule); }
.facts dt { font: 500 12px var(--mono); letter-spacing: .08em; text-transform: uppercase; color: var(--sage); }
.facts dd { margin: 8px 0 0; font: 600 22px/1.2 var(--sans); letter-spacing: -.01em; }

/* ---------- loans ---------- */
.loans { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.loan { background: var(--white); border: 1px solid var(--rule); padding: 30px; display: grid; gap: 16px; align-content: start;
  transition: transform .2s var(--ease), box-shadow .2s var(--ease), border-color .2s var(--ease); }
.loan:hover { transform: translateY(-4px); box-shadow: var(--lift); border-color: var(--green); }
.loan.wide { grid-column: 1 / -1; grid-template-columns: 1fr 1fr; column-gap: 40px; }
.loan.wide .loan-top, .loan.wide > p { grid-column: 1; }
.loan.wide dl { grid-column: 2; grid-row: 1 / span 2; align-self: start; }
.loan-top { display: flex; justify-content: space-between; align-items: baseline; gap: 16px; }
.loan .kind { font: 500 11.5px var(--mono); letter-spacing: .08em; text-transform: uppercase; color: var(--green); background: var(--tint); padding: 4px 8px; white-space: nowrap; }
.loan p { margin: 0; color: var(--sage); }
.loan dl { margin: 0; display: grid; border-top: 1px solid var(--rule); }
.loan dl div { display: grid; grid-template-columns: 116px 1fr; gap: 16px; padding: 11px 0; border-bottom: 1px solid var(--rule); }
.loan dt { font: 500 12px/1.9 var(--mono); letter-spacing: .04em; text-transform: uppercase; color: var(--sage); }
.loan dd { margin: 0; font-size: 15.5px; }

/* ---------- fit matrix ---------- */
.fit { margin-top: 56px; }
.fit h3 { margin-bottom: 18px; }
.matrix-scroll { overflow-x: auto; border: 1px solid var(--rule); }
.matrix { width: 100%; border-collapse: collapse; min-width: 640px; font-size: 15.5px; }
.matrix th, .matrix td { padding: 15px 18px; text-align: left; border-bottom: 1px solid var(--rule); vertical-align: top; }
.matrix tr:last-child td, .matrix tr:last-child th { border-bottom: 0; }
.matrix thead th { font: 500 12px var(--mono); letter-spacing: .06em; text-transform: uppercase; color: var(--sage); background: var(--paper); }
.matrix tbody th { font-weight: 600; width: 22%; }
.matrix td .y { color: var(--green); font-weight: 600; }
.matrix td .n { color: #9aa79f; }
.matrix td small { display: block; color: var(--sage); font-size: 13.5px; margin-top: 2px; }

/* ---------- properties ---------- */
.band { background: var(--paper); border-block: 1px solid var(--rule); }
.props { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.prop { background: var(--white); border: 1px solid var(--rule); padding: 28px; display: grid; gap: 12px; align-content: start;
  transition: transform .2s var(--ease), box-shadow .2s var(--ease), border-color .2s var(--ease); }
.prop:hover { transform: translateY(-4px); box-shadow: var(--lift); border-color: var(--green); }
.prop .units { font: 500 12px var(--mono); letter-spacing: .08em; text-transform: uppercase; color: var(--green); }
.prop p { margin: 0; color: var(--sage); }
.adu { margin: 6px 0 0; padding: 0; list-style: none; display: grid; border-top: 1px solid var(--rule); }
.adu li { padding: 10px 0; border-bottom: 1px solid var(--rule); font-size: 15px; display: grid; grid-template-columns: 112px 1fr; gap: 12px; }
.adu b { font-weight: 600; }
.not { margin-top: 28px; display: flex; flex-wrap: wrap; gap: 10px 28px; align-items: baseline; color: var(--sage); font-size: 15.5px; }
.not strong { font: 500 12px var(--mono); letter-spacing: .08em; text-transform: uppercase; color: var(--ink); }

/* ---------- steps ---------- */
.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; counter-reset: s; }
.steps li { border-top: 2px solid var(--green); padding-top: 22px; display: grid; gap: 10px; align-content: start; }
.steps li::before { counter-increment: s; content: "0" counter(s); font: 500 13px var(--mono); color: var(--green); }
.steps p { margin: 0; color: var(--sage); font-size: 16px; }

/* ---------- why ---------- */
.why { display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px; margin-top: 72px; padding-top: 48px; border-top: 1px solid var(--rule); }
.why h3 { font-size: 19px; margin-bottom: 8px; }
.why p { margin: 0; color: var(--sage); font-size: 16px; }

/* ---------- faq ---------- */
.faq { display: grid; grid-template-columns: 1fr 2fr; gap: 56px; }
.faq .head { margin: 0; }
.qs { border-top: 1px solid var(--rule); }
details { border-bottom: 1px solid var(--rule); }
summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; gap: 24px; padding: 22px 0; font: 600 18px/1.35 var(--sans); transition: color .15s; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; font: 500 20px/1 var(--mono); color: var(--green); transition: transform .2s var(--ease); flex: none; }
details[open] summary::after { transform: rotate(45deg); }
summary:hover { color: var(--green); }
details p { margin: -6px 0 22px; color: var(--sage); max-width: 64ch; }

/* ---------- cta ---------- */
.cta { background: var(--green); color: var(--white); padding-block: 80px; }
.cta .wrap { display: flex; justify-content: space-between; align-items: center; gap: 32px; flex-wrap: wrap; }
.cta h2 { max-width: 18ch; }
.cta p { margin: 12px 0 0; color: #cfe6d7; }
.cta .btn { background: var(--white); color: var(--green); border-color: var(--white); }
.cta .btn:hover { background: var(--tint); box-shadow: 0 12px 24px -12px rgba(0,0,0,.45); }

/* ---------- footer ---------- */
footer { padding-block: 48px 56px; font-size: 14.5px; color: var(--sage); }
.foot { display: flex; justify-content: space-between; gap: 32px; flex-wrap: wrap; align-items: center; padding-bottom: 28px; border-bottom: 1px solid var(--rule); }
.foot nav { display: flex; gap: 24px; flex-wrap: wrap; }
.foot nav a { text-decoration: none; }
.foot nav a:hover { color: var(--green); }
.legal { margin: 24px 0 0; font-size: 13px; line-height: 1.6; max-width: 90ch; }

/* ---------- plain pages (privacy, terms, 404) ---------- */
.page { padding-block: 72px 120px; max-width: 760px; }
.page h1 { font-size: clamp(34px, 5vw, 48px); }
.page p { color: var(--sage); }
.notice { border: 1px solid var(--green); background: var(--tint); padding: 18px 20px; color: var(--ink); margin: 28px 0; }

/* ---------- responsive ---------- */
@media (max-width: 960px) {
  .loans, .props { grid-template-columns: 1fr; }
  .loan.wide { grid-template-columns: 1fr; }
  .loan.wide dl { grid-column: 1; grid-row: auto; }
  .steps { grid-template-columns: repeat(2, 1fr); gap: 32px 16px; }
  .why { grid-template-columns: 1fr; gap: 28px; }
  .faq { grid-template-columns: 1fr; gap: 24px; }
  .facts { grid-template-columns: repeat(2, 1fr); }
  .facts div:nth-child(3) { padding-left: 0; border-left: 0; }
  .facts div:nth-child(n+3) { border-top: 1px solid var(--rule); }
}
@media (max-width: 720px) {
  body { font-size: 16px; }
  .nav a:not(.btn) { display: none; }
  section { padding-block: 72px; }
  .hero { padding-top: 56px; }
  .facts { margin-top: 56px; }
  .facts div, .facts div + div { padding: 18px 12px 18px 0; }
  .facts div:nth-child(even) { padding-left: 16px; }
  .facts dd { font-size: 19px; }
  .steps { grid-template-columns: 1fr; }
  .loan, .prop { padding: 22px; }
  .loan dl div { grid-template-columns: 96px 1fr; }
  .ctas .btn { flex: 1 1 auto; justify-content: center; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { transition: none !important; scroll-behavior: auto !important; }
  .btn:hover, .loan:hover, .prop:hover { transform: none; }
}